Hiva Insights
Your daily digest of the Singapore property market.
The latest news, trends, and data-backed context — curated for buyers, investors, and upgraders.
FeaturedMortgage Rates from 1.30%: Should You Lock In a Fixed Rate Now or Ride SORA Lower?
With 3-month SORA near 1.11% and fixed home loans from 1.30%, the fix-vs-float gap has nearly vanished — but a Middle East oil shock and the July 2026 MAS meeting could reverse Singapore's cheap-money cycle. Here's the break-even math and stress test.
HDB Resale Dips for the First Time Since 2019 — But Luxury Flats Keep Climbing
Singapore's HDB resale index dipped 0.1% in Q1 2026 — its first decline since 2019 — even as a record 412 flats sold above S$1 million. Here's the K-shaped split behind the paradox and which flats hold value.
URA Q2 2026 Flash Estimate Decoded: Why Prime Rose 2% While RCR Fell 1.4%
The URA Q2 2026 flash estimate rose just 0.5% overall, but hid a dramatic split — CCR prime +2.0%, RCR −1.4%, OCR −0.2%, landed +2.6% — as resale volume collapsed 18.3%. Here's what's driving the divergence and what it means for buyers.
188 Million-Dollar Flats in a Month: Inside Singapore's HDB Resale Frenzy
In June 2026, a record 188 HDB flats sold for over S$1 million each — even as the broader resale market cooled. We unpack the paradox, the S$1.728M Henderson Road record, and whether seven-figure flats signal froth or a new normal.
Circle Line's Final Loop: A Station-by-Station Guide to the New Keppel, Cantonment and Prince Edward Road Stops
Circle Line Stage 6 opens 12 July 2026, closing the loop with three new stations — Keppel, Cantonment, and Prince Edward Road. Here's what each unlocks for nearby residents, and how it moves Hiva's Accessibility scoring.
Does More Greenery Really Raise Your Condo's Value? What BCA Green Mark Data Shows
NUS research and real transaction data reveal that park proximity — not developer greenery marketing or Green Mark tier — is the more reliable driver of Singapore condo resale premiums.
TikTok Layoffs: Will One-North and the CBD Rental Market Feel the Pinch?
TikTok's July 2026 Singapore layoffs sparked fears of softening rents in one-north and the CBD — but district-level data and office market fundamentals tell a more resilient, more concentrated story than the headlines suggest.
Chinese Buyers Are Back? What the Data Says About Foreign Demand in Singapore Condos
URA caveat data shows foreigners made up just 1.2% of 2025 private home transactions, down from 2018-2021 peaks — but a PR-status buying surge in the ultra-luxury segment suggests Chinese demand may have rerouted rather than disappeared.
Private Home Prices Cool to +0.5% in Q2 2026 — Is the Market Finally Slowing?
URA's Q2 2026 flash estimate shows private home prices cooling to +0.5% q-o-q, but the real story is the split — non-landed slipped -0.1% while landed jumped +2.6% to a record high. Here's what the deceleration means for buyers on the sidelines.
Record Million-Dollar Flats — But the Index Just Fell. What's Really Going On?
Singapore minted a record 412 million-dollar HDB flats even as the resale index posted its first dip since 2019. Here's how a wave of ~13,500 MOP flats explains the apparent paradox — and what it means for buyers and sellers.
Can You Afford a Home in Singapore in 2026? A 25–40 Buyer's Playbook
A practical 2026 affordability playbook for Singaporeans aged 25–40 — income benchmarks, TDSR and loan limits, downpayment math, and the BTO vs resale vs private trade-off against a softening market.
You Can Now See If Your Property Agent Has Been Penalised — Here's How
Singapore's enhanced CEA Public Register now shows property agent enforcement actions — censures, penalties, suspensions, and prosecutions — on a rolling 3-year basis. Here's how to vet your agent before you sign, and the AML/CFT enforcement driving the change.
Mortgage Rates Near 1.2%: Should You Refinance Right Now?
Singapore mortgage rates sit near 1.2% in mid-June 2026, with floating from ~1.24% and fixed from ~1.35%. Here's the refinancing break-even maths, plus the lock-in and TDSR traps to check before you switch.
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